
Carol Williams
CEO & Enterprise Risk Management Consultant
Strategic Decision Solutions
Carol Williams is an Enterprise Risk Management (ERM) Consultant with 20+ years of experience managing risk in the insurance industry. Her firm, Strategic Decision Solutions, was founded to help companies design flexible—but optimal—strategies to make risk-informed decisions. Carol specializes in identifying strategic and operational opportunities for improvement and offers expert consulting which enable clients to achieve their corporate initiatives and strategy.
Articles by the author

3 Feb 2023 Carol Williams
8 Possible Consequences of Not Being Proactive in Risk Management
Without a proactive approach to risk management, organizations face a number of potential consequences – including total collapse. In this blog, Carol Williams outlines eight of the common symptoms made possible when organizations fail to take a proactive approach.
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5 Jul 2022 Carol Williams
3 Components of an Effective Risk Statement
Without clear guidance, it can be difficult to know next steps, which is why an effective risk statement is so important before risk assessment.
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8 Sep 2021 Carol Williams
8 Ways Enterprise Risk Management is Different (and Better) than Traditional Risk Management
When evaluating traditional vs. enterprise risk management (ERM), it’s natural to think it’s all about “risk.” But ERM is about more than minimizing the negative. Learn how ERM can help organizations focus on the right risks, at the right time, and in the right amount.
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16 Aug 2021 Carol Williams
5 Tips to Making Board Risk Reports Meaningful Tools for Decision-Making
Many companies struggle with developing board risk reports that deliver actionable information in an easy-to-digest way. Here are five general tips for building effective board risk reports that help ensure enterprise risk management (ERM) is seen as a tool for securing the company’s success.
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